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Terms of Service

Effective date: May 25, 2026

Acceptance of Terms

By accessing and using DegreeRealist ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Site.

Nature of Content

DegreeRealist provides automated data analysis of publicly available U.S. Department of Education College Scorecard data. All content on this site is:

  • Informational only — not financial, legal, or educational advice
  • Algorithmically generated — based on federal data with no human editorial bias
  • Point-in-time analysis — reflecting the most recent available data release

Disclaimer of Warranties

The Site and its content are provided "as is" without warranty of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of the College Scorecard data or our derivative analysis. The U.S. Department of Education may update, revise, or correct their data at any time.

Limitation of Liability

DegreeRealist, its operators, and contributors shall not be liable for any damages arising from the use of or inability to use this Site, including but not limited to decisions regarding educational enrollment, student loan management, or financial planning made in reliance on information presented here.

Intellectual Property

The DegreeRealist name, Nihilism Index™, site design, and original analysis content are the property of DegreeRealist. The underlying College Scorecard data is public domain, published by the U.S. Department of Education.

You may link to any page on DegreeRealist without permission. You may not scrape, reproduce, or redistribute substantial portions of the site content without written permission.

Modifications

We reserve the right to modify these terms at any time. Continued use of the Site constitutes acceptance of any changes.

Contact

For questions regarding these terms, contact legal@degreerealist.com.