Updated March 2026
Is Your College Degree
a Debt Trap?
Free ROI analysis for 33,947 degree programs across 4,508 universities. Exposed by government data.
Top 50 Worst ROI Degrees
Ranked by debt-to-earnings ratio. The higher the number, the worse the trap.
Medicine
Universidad Autonoma de Guadalajara
Median Debt
$288,125
1-Yr Earnings
$25,278
Alternative and Complementary Medicine and Medical Systems
Bastyr University
Median Debt
$300,530
1-Yr Earnings
$32,755
Alternative and Complementary Medicine and Medical Systems
National University of Natural Medicine
Median Debt
$263,594
1-Yr Earnings
$30,249
Law
Pontifical Catholic University of Puerto Rico-Ponce
Median Debt
$122,712
1-Yr Earnings
$15,041
Alternative and Complementary Medicine and Medical Systems
Sonoran University of Health Sciences
Median Debt
$224,000
1-Yr Earnings
$29,079
Medicine
Sonoran University of Health Sciences
Median Debt
$224,000
1-Yr Earnings
$29,422
Medicine
St. George's University, School of Medicine
Median Debt
$398,007
1-Yr Earnings
$56,996
Chiropractic
Sherman College of Chiropractic
Median Debt
$200,332
1-Yr Earnings
$28,770
Chiropractic
Life Chiropractic College West
Median Debt
$206,392
1-Yr Earnings
$30,264
Medicine
University of Queensland
Median Debt
$367,010
1-Yr Earnings
$54,025
Law
Whittier College
Median Debt
$227,419
1-Yr Earnings
$34,282
Medicine
Ross University, School of Medicine
Median Debt
$360,415
1-Yr Earnings
$54,478
Chiropractic
Cleveland University-Kansas City
Median Debt
$228,650
1-Yr Earnings
$34,834
Medicine
American University of the Caribbean
Median Debt
$355,311
1-Yr Earnings
$54,576
Chiropractic
Life University
Median Debt
$245,218
1-Yr Earnings
$37,777
Alternative and Complementary Medicine and Medical Systems
Maryland University of Integrative Health
Median Debt
$144,500
1-Yr Earnings
$22,306
Film/Video and Photographic Arts
New York Film Academy
Median Debt
$127,588
1-Yr Earnings
$19,753
Physiology, Pathology and Related Sciences
University of Cincinnati-Main Campus
Median Debt
$56,846
1-Yr Earnings
$8,836
Law
Thomas Jefferson School of Law
Median Debt
$229,699
1-Yr Earnings
$36,892
Film/Video and Photographic Arts
New York University
Median Debt
$168,162
1-Yr Earnings
$27,998
Film/Video and Photographic Arts
University of Southern California
Median Debt
$167,503
1-Yr Earnings
$28,279
Alternative and Complementary Medicine and Medical Systems
National University of Health Sciences
Median Debt
$203,837
1-Yr Earnings
$34,686
Medicine
Meharry Medical College
Median Debt
$314,277
1-Yr Earnings
$55,026
Drama/Theatre Arts and Stagecraft
Pace University
Median Debt
$146,432
1-Yr Earnings
$25,800
Medicine
Tulane University of Louisiana
Median Debt
$322,603
1-Yr Earnings
$57,475
Drama/Theatre Arts and Stagecraft
New York Film Academy
Median Debt
$100,507
1-Yr Earnings
$17,961
Film/Video and Photographic Arts
Chapman University
Median Debt
$144,710
1-Yr Earnings
$25,829
Medicine
Medical University of Lublin
Median Debt
$173,363
1-Yr Earnings
$31,105
Chiropractic
Southern California University of Health Sciences
Median Debt
$186,190
1-Yr Earnings
$34,808
Religion/Religious Studies
Claremont Graduate University
Median Debt
$189,344
1-Yr Earnings
$36,208
Alternative and Complementary Medicine and Medical Systems
Acupuncture and Integrative Medicine College-Berkeley
Median Debt
$102,806
1-Yr Earnings
$19,731
Dentistry
University of Southern California
Median Debt
$439,325
1-Yr Earnings
$84,839
Medicine
Saba University School of Medicine
Median Debt
$272,789
1-Yr Earnings
$53,752
Law
Thomas M Cooley Law School
Median Debt
$202,668
1-Yr Earnings
$40,979
Drama/Theatre Arts and Stagecraft
Chapman University
Median Debt
$138,664
1-Yr Earnings
$28,001
Dentistry
Columbia University in the City of New York
Median Debt
$324,057
1-Yr Earnings
$66,443
Law
Arizona Summit Law School
Median Debt
$227,656
1-Yr Earnings
$46,951
Law
Atlanta's John Marshall Law School
Median Debt
$193,041
1-Yr Earnings
$40,003
Clinical, Counseling and Applied Psychology
Adler University
Median Debt
$293,305
1-Yr Earnings
$61,722
Film/Video and Photographic Arts
American Film Institute Conservatory
Median Debt
$164,727
1-Yr Earnings
$34,698
Chiropractic
Northwestern Health Sciences University
Median Debt
$189,656
1-Yr Earnings
$40,211
Medicine
Geisinger Commonwealth School of Medicine
Median Debt
$273,352
1-Yr Earnings
$58,091
Film/Video and Photographic Arts
Columbia University in the City of New York
Median Debt
$163,605
1-Yr Earnings
$34,730
Natural Sciences
Daemen University
Median Debt
$27,000
1-Yr Earnings
$5,783
Medicine
Central Michigan University
Median Debt
$254,007
1-Yr Earnings
$54,526
Clinical, Counseling and Applied Psychology
Palo Alto University
Median Debt
$286,181
1-Yr Earnings
$61,567
Fine and Studio Arts
Claremont Graduate University
Median Debt
$111,000
1-Yr Earnings
$23,887
Medicine
Medical University of the Americas
Median Debt
$239,627
1-Yr Earnings
$52,040
Legal Research and Advanced Professional Studies
Thomas M Cooley Law School
Median Debt
$199,224
1-Yr Earnings
$43,655
Medicine
University of Illinois Chicago
Median Debt
$263,341
1-Yr Earnings
$58,073