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Updated 2026

Is a Computer Science Degree from Bridgewater State University a Debt Trap?

Bachelor's · Ratio: 0.47x

Debt Trap
Struggling
Viable
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Median Student Debt

$24,586

Median 1-Year Earnings

$52,602

Loan Projection

Estimated Monthly Payment $0
6.5%
10

The Nihilism Index™

Years to pay off principal at 15% of gross earnings

010 yrs20 yrs30+
0
years

✓ Manageable Repayment Timeline

At 15% discretionary income, principal payoff in 3.1 years is achievable. Aggressive refinancing can minimize total interest.

The Bottom Line

A Computer Science degree from Bridgewater State University is one of the stronger financial outcomes in higher education. With just $24,586 in median debt against $52,602 in first-year earnings, the 0.47x ratio indicates graduates can realistically eliminate this debt within standard repayment timelines — a rarity in an era of credential creep and vanity degrees.

The low debt burden here means student loan refinancing may not even be necessary, though locking in a lower interest rate is always prudent. This is the financial position that allows graduates to skip the years of financial stress that define so many post-college experiences and move directly into savings, investment, and asset acquisition.

For graduates in this position, the priority shifts from debt management to wealth building. Maximize employer retirement matching, build an emergency fund, and consider whether additional credentials or professional certifications could accelerate career trajectory further. This degree did what it was supposed to do.

Data source: U.S. Department of Education College Scorecard (2026 release). See our methodology.

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